Get Your Financial Stability and Security Back.

Speaking to one of our trained consultants will give you all the options to regain financial freedom. Call now and speak with someone who is on your side.

Free Debt Consultation

Discuss your concerns with our experienced debt settlement consultants. Every situation is different, so we’ll stay on the phone as long as it takes for us to understand your situation.

Realize the Savings

Once your debt consultant understands your situation, they will show you how much we can potentially save you. The numbers will give you need to refocus on getting your life back on track.

Enroll in the Program

Once we’ve answered all of your questions and you’re ready to move forward, our debt consultants will make your enrollment into our program quick and straightforward.

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Just 3 EASY steps in the DebtUSA Process

  • Accumulate Funds
    We deposit your payments into an FDIC-insured account in your name. DebtUSA will use these funds for settlement payments to your creditors after we receive your approval.

  • Patience
    Our Negotiators will start communicating with your creditors for the best settlements possible. Our goal is to show immediate results, but this part of the process will take time.

  • Live your life
    The last thing we want is for you to be stressed out. Relax, and let DebtUSA handle your situation. Our goal is for you to be debt-free by the end of the program.

The Help Desk Process

The HelpDesk process is designed to settle your debt for a fraction of your outstanding balances. We realize that time and money are valuable to you. HelpDesk doesn’t take any form of payment from you until we settle your debt. Our experienced staff of negotiators will immediately begin negotiations with your creditors and get them to accept much less than what you currently owe.

Our Promise

Customized Program

There’s no “one size fits all” with debt collection. We handle each situation according to individual needs and nuances. The very first step of our process is to speak to one of our debt consultants and customize a program that fits your unique situation.

Help Desk Fees

Help Desk charges are results-based. You won’t pay any fees until you see results.


Our professional staff has years of negotiating experience. Most of our negotiators are former employees of banks and collection companies that we need to work with to settle your debt. Like the rest of the staff at DebtUSA, they are committed to helping you accomplish your goal of being debt-free.

Keeping You Involved

We will keep you involved in every step of the way. Our staff will not accept a settlement without your approval. You will always have the opportunity to share your opinion and feelings about our progress.

What We Ask of You

Your Payments

You will have to make your scheduled payments on time. If you miss payments after we settle your debts, it can undermine the entire process. We cannot stress enough how important it is for you to make consistent payments. It’s the only way we can deliver on our promise.


Our staff understands that you’re frustrated and you want to resolve matters quickly. While everyone would love for that to happen, debt settlement is a long, drawn-out process. Expect to be in the program for 24 to 60 months. We need you to believe in us and to be patient. Know that our staff will do everything possible to deliver results as quickly as possible.


We need to know everything that’s going on on your end:

• If creditors are harassing you.
• If a creditor sends you a letter.
• If a creditor is trying to sue you.

We also ask that you make yourself available to us and answer the phone when we call. When our staff settles with a creditor, time becomes of the essence, and we will need immediate communication with you.