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	<title>Credit Card Help Desk</title>
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	<description>Choose to Change</description>
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		<title>The Myth and Reality of Credit Reports</title>
		<link>http://creditcardhelpdesk.com/debt/2011/07/17/the-myth-and-reality-of-credit-reports/</link>
		<comments>http://creditcardhelpdesk.com/debt/2011/07/17/the-myth-and-reality-of-credit-reports/#comments</comments>
		<pubDate>Sun, 17 Jul 2011 02:55:06 +0000</pubDate>
		<dc:creator>pter</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Myth]]></category>
		<category><![CDATA[Reality]]></category>
		<category><![CDATA[Reports]]></category>

		<guid isPermaLink="false">http://creditcardhelpdesk.com/debt/?p=823</guid>
		<description><![CDATA[(PRWEB) October 18, 2004 1. My credit report shows my credit rating: Myth. Technically, there is no such issue as a credit rating. Credit reports are only useful by their ability to accurately reflect a consumers credit historical past and capacity to make repayment of debts on time. 2. My credit report and credit score [...]]]></description>
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		<title>Were You Aware That Seven Hundred Or More Is A Great Credit Score</title>
		<link>http://creditcardhelpdesk.com/debt/2011/04/01/were-you-aware-that-seven-hundred-or-more-is-a-great-credit-score/</link>
		<comments>http://creditcardhelpdesk.com/debt/2011/04/01/were-you-aware-that-seven-hundred-or-more-is-a-great-credit-score/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 11:27:04 +0000</pubDate>
		<dc:creator>Kaha</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[bad credit repair]]></category>
		<category><![CDATA[credit repair]]></category>

		<guid isPermaLink="false">http://creditcardhelpdesk.com/debt/?p=443</guid>
		<description><![CDATA[Don&#8217;t you find it funny that who we are is dependent on numbers? The same goes when we obtain a loan and when you don&#8217;t want any problems, you should have a score of 700 and above to have a good credit score. Nonetheless what is a credit rating? It is an indicator which tells [...]]]></description>
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		<title>Just How Long Can Unfavourable Stuff Remain On Your Own Credit Reports?</title>
		<link>http://creditcardhelpdesk.com/debt/2011/03/31/just-how-long-can-unfavourable-stuff-remain-on-your-own-credit-reports/</link>
		<comments>http://creditcardhelpdesk.com/debt/2011/03/31/just-how-long-can-unfavourable-stuff-remain-on-your-own-credit-reports/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 22:06:46 +0000</pubDate>
		<dc:creator>Kaha</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[bad credit repair]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit score repair]]></category>

		<guid isPermaLink="false">http://creditcardhelpdesk.com/debt/?p=439</guid>
		<description><![CDATA[The fact is the Fair Credit Reporting Act or the FCRA was enacted into law back in 1970 to safeguard consumers from unfair, inaccurate and erroneous credit reporting. It also set up a time limit for the reporting of negative credit on a report. There&#8217;s a restriction to how long something that is negative yet [...]]]></description>
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		<title>Understanding Your Credit Scores &#8211; The Credit Reporting Agencies Are Deceiving You</title>
		<link>http://creditcardhelpdesk.com/debt/2011/03/30/understanding-your-credit-scores-the-credit-reporting-agencies-are-deceiving-you/</link>
		<comments>http://creditcardhelpdesk.com/debt/2011/03/30/understanding-your-credit-scores-the-credit-reporting-agencies-are-deceiving-you/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 11:16:42 +0000</pubDate>
		<dc:creator>Kaha</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fix your credit]]></category>
		<category><![CDATA[improve your credit]]></category>
		<category><![CDATA[repair your credit]]></category>

		<guid isPermaLink="false">http://creditcardhelpdesk.com/debt/?p=431</guid>
		<description><![CDATA[Understanding Credit Scores Ever wonder why your banks credit scores are never the same as the ones you purchased online? Do you need to know what the credit bureaus are hiding about your credit scores? The reality is FICO isn&#8217;t the only credit scoring model. It&#8217;s simply the one banks use when deciding whether to [...]]]></description>
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		<title>Helpful Suggestions You Must Know About The Benefits And Risks Of Getting A Subordinated Debt</title>
		<link>http://creditcardhelpdesk.com/debt/2011/03/24/helpful-suggestions-you-must-know-about-the-benefits-and-risks-of-getting-a-subordinated-debt/</link>
		<comments>http://creditcardhelpdesk.com/debt/2011/03/24/helpful-suggestions-you-must-know-about-the-benefits-and-risks-of-getting-a-subordinated-debt/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 04:43:55 +0000</pubDate>
		<dc:creator>Kaha</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Subordinated Debt]]></category>

		<guid isPermaLink="false">http://creditcardhelpdesk.com/debt/?p=398</guid>
		<description><![CDATA[Useful Suggestions You need to Know Concerning the Benefits and Risks of Obtaining a Subordinated Debt Merely place, a subordinated debt is really a debt classification that is in lower priority as compared to another debt in terms of claims in assets or earnings. It is alto termed as junior debt. On the other hand, [...]]]></description>
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